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Vision Insurance
Many vision insurance plans include a contact lens allowance, and you can use it at OnlineContacts.com. We're an out-of-network provider, so you pay at checkout and then send a claim to your insurance company to be reimbursed. It takes a few minutes, and the forms for most major plans are below.
How to use your vision insurance
Step 1
Place your order
Order your contact lenses on our site and pay as usual.
Step 2
Fill out your claim form
Download the out-of-network claim form for your plan below, or get one from your insurance company.
Step 3
Send it with your receipt
Mail or upload the form with your itemized receipt: your order confirmation email, or the order page in My Account.
Claim forms by insurance provider
- Aetna claim form (PDF)
- Anthem claim form (PDF)
- Avesis claim form (PDF)
- Cigna claim form (PDF)
- Davis Vision claim form (PDF)
- EyeMed claim form (PDF)
- Humana claim form (PDF)
- National Vision Administrators (NVA) claim form (PDF)
- Spectera claim form (PDF)
- Superior Vision claim form (PDF)
- UnitedHealthcare claim form (PDF)
- Vision Benefits of America (VBA) claim form (PDF)
- VSP claim form (PDF)
Frequently asked questions
Does vision insurance cover contact lenses?
Most vision plans include an allowance for contact lenses, often in place of eyeglass lenses and frames for that benefit period. Your plan decides how much it reimburses for out-of-network purchases, so check your plan details or call your insurance company.
Do you bill my insurance directly?
No. We're an out-of-network provider, so you pay for your order and then submit a claim to your insurance company for reimbursement.
What do I need to send with my claim?
Your completed claim form and an itemized receipt showing the lenses, quantity, price, and order date. Your order confirmation email or the order page in My Account has all of this. Some plans also ask for a copy of your prescription or your eye doctor's information.
How long does reimbursement take?
It depends on your insurance company. Many plans process out-of-network claims within a few weeks.
Can I use FSA or HSA funds?
Contact lenses are generally an eligible expense for Flexible Spending Accounts (FSA) and Health Savings Accounts (HSA). Check with your plan administrator, and keep your itemized receipt in case you need to submit it.
Questions?
Call us at 888-665-0768 or contact us online.